Government-Backed Loans
    Unbeatable Terms

    Access up to $5 million with low rates, long terms, and government guarantees. SBA loans offer the most favorable terms available for small businesses.

    Why choose SBA loans?

    The best rates and terms available, backed by the U.S. government.

    Lowest Rates

    Competitive interest rates typically ranging from 7-9%, significantly lower than alternative financing.

    Longest Terms

    Repayment terms up to 25 years for real estate and 10 years for equipment, reducing monthly payments.

    Government Guarantee

    Up to 85% government guarantee means lenders can offer better terms with reduced risk.

    Types of SBA loans.

    SBA 7(a) Loan

    The most popular SBA loan program. Use for working capital, equipment, real estate, refinancing, or acquisitions.

    Loan Amount

    Up to $5 million

    Terms

    Up to 25 years

    Down Payment

    As low as 10%

    SBA 504 Loan

    Designed for purchasing commercial real estate or large equipment. Features fixed rates and very long terms.

    Loan Amount

    Up to $5.5 million

    Terms

    10-25 years

    Down Payment

    10%

    SBA Express Loan

    Faster approval process with same-day decisions. Ideal for smaller, time-sensitive needs.

    Loan Amount

    Up to $500,000

    Terms

    Up to 10 years

    Approval Time

    24-36 hours

    Qualification requirements.

    SBA loans have specific eligibility criteria set by the government.

    For-profit business operating in the U.S.
    At least 2 years in business
    Demonstrate ability to repay
    Reasonable owner equity investment
    All other financing options exhausted
    Meet SBA size standards for your industry

    Ready for SBA financing?

    Take advantage of government-backed loans with the best terms available. Request a consultation today.