SBA 7(a) + Working Capital LOC
$3.5M
Manufacturing client, regional bank
Prepared the package and introduced the client to a regional bank. Closed a $2M SBA 7(a) term loan and a $1.5M working capital line of credit.
Business Advisory and Funding Services
Kala Financial is a business advisory consultancy that helps owners secure funding and lead their finance function. We lead the advisory work on capital, finance operations, and growth, so owners and leadership teams can decide with a clear plan and expert support behind them.
A straightforward approach designed to keep you in control with clear communication at every step.
Meet your dedicated advisor, talk through your goals and challenges, and identify immediate opportunities.
We review your financials, market position, and use of proceeds, then map the opportunities we see.
We build the plan with you, confirm the resources it takes, and set a clear implementation roadmap.
We prepare the materials, coordinate the specialists, and stay engaged through to the outcome.
Three practices, one team. Prepare for capital, run finance like a larger company, and protect the business as it grows.
Preparation, packaging, and introductions for debt, credit lines, and transactions.
Fractional leadership and systems for founders who need finance to keep pace with growth.
Benefits, risk, and the systems behind them, managed as part of one advisory plan rather than a pile of vendors.
Capital access in action
SBA 7(a) + Working Capital LOC
$3.5M
Prepared the package and introduced the client to a regional bank. Closed a $2M SBA 7(a) term loan and a $1.5M working capital line of credit.
Tell us where the business is headed. We will review the numbers, build the plan with you, and lead the work from there.
Kala Financial LLC is a business advisory and consulting firm and is not a law firm, CPA firm, registered investment adviser, broker-dealer, lender, or insurance carrier. Services are provided only under a written engagement agreement, and all credit decisions are made solely by lenders and capital providers.
Important Disclosure. Kala Financial LLC, a Hawaii limited liability company registered as a foreign limited liability company in the State of California ("Kala Financial"), is a strategic advisory and consulting firm. We provide financial strategy, capital advisory, transaction support, and operational consulting services solely pursuant to a fully executed written engagement agreement. Kala Financial supports clients nationwide and conducts a substantial volume of business in California.
Not a Licensed Professional Services Firm. Kala Financial is not a law firm, certified public accounting firm, registered investment adviser, securities broker-dealer, lender, or insurance carrier. We do not provide legal, tax, audit, attestation, investment advisory, or securities brokerage services, and nothing on this website should be construed as such.
Our Role in Financing Transactions. Kala Financial acts in an advisory and preparation capacity. We assist clients in organizing financial information, developing lending narratives and materials, and evaluating potential capital structures and providers. We do not lend, underwrite, issue, or fund financing. All credit decisions, including approval, loan amount, pricing, structure, and timing, are made solely by lenders and capital providers in their discretion. Kala Financial does not guarantee loan approval, funding, credit decisions, investment performance, or any transaction outcome.
Third-Party Compensation. Kala Financial may receive referral fees or other compensation from lenders, capital providers, or service partners in connection with introductions, referrals, or completed transactions. Any such arrangements do not increase the cost of services to the client unless expressly disclosed in the client's engagement agreement.
Informational Purposes Only. All information, materials, articles, projections, valuations, models, analyses, and forward-looking statements presented on this website are provided for general informational purposes only and are based on assumptions that may change without notice. Actual results may differ materially. Nothing contained on this website constitutes an offer to sell or a solicitation of an offer to buy any securities or financial instruments, nor a commitment to provide financing of any kind.
Client Responsibilities. Clients are responsible for providing complete and accurate information and for making all final business, financial, legal, tax, and investment decisions. Clients are encouraged to consult their own licensed legal, tax, accounting, and investment professionals before implementing any strategy or entering into any transaction.
Accuracy of Submitted Information and Files. The business, its owners, officers, employees, and any individual submitting information represent that they are authorized to provide it and that all information, documents, and files submitted through this website, our forms and upload tools, email, text message, phone, or any other channel are true, complete, accurate, current, and unaltered. Kala Financial does not verify, audit, or authenticate submitted materials and assumes no responsibility or liability for information or files that are incorrect, incomplete, outdated, corrupted, unreadable, virus-affected, misattributed, submitted without authority, or fraudulent, or for any decision, delay, denial, loss, or damage arising from them. Submission of false or fraudulent information may result in immediate termination of services and referral to lenders, capital providers, partners, or appropriate authorities.
No Relationship Created by Website Use. Use of this website, including any forms, tools, or content made available through it, does not create a client, advisory, or fiduciary relationship with Kala Financial. Advisory services are provided solely pursuant to a fully executed written engagement agreement.
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