SMS and Messaging Terms

    Last Updated: August 15, 2026

    1. Program Description

    Kala Financial LLC sends text messages to individuals who have provided their mobile number and given express consent. Messages relate to your inquiry, application status, document requests, appointment scheduling and, where separately authorized, occasional information about our services.

    2. Consent

    Consent is collected through checkboxes on our forms and is recorded with a timestamp. We use two separate consents:

    • Transactional or conversational messages about the request you submitted.
    • Marketing or promotional messages, which require their own separate opt-in.

    Consent to receive text messages is not a condition of any purchase, service, application or financing decision. You may decline and still work with us by phone or email.

    3. Message Frequency, Rates and Carriers

    Message frequency varies based on your activity and where you are in the process. Message and data rates may apply according to your plan. Carriers are not liable for delayed or undelivered messages. Delivery is not guaranteed on all carriers or devices.

    4. How to Opt Out or Get Help

    • Reply STOP to any message to end all texts from that program. You will receive one confirmation message and no further texts.
    • Reply HELP for assistance, or contact us using the details below.
    • You may also email info@kalafinancial.com to be removed.

    5. Privacy of Mobile Data

    Mobile opt-in information and consent are never sold, rented or shared with third parties or affiliates for their marketing purposes. Phone numbers are used only to communicate with you about the services described above and are handled as described in our Privacy Policy. Where a messaging vendor processes messages for us, it acts only on our instructions.

    6. Changes and Contact

    We may update these messaging terms. Questions can be sent to:

    Kala Financial LLC

    5760 Lindero Canyon Rd. #1162

    Westlake Village, CA 91362

    Phone: (805) 334-8871

    Email: info@kalafinancial.com

    Important disclosures

    Kala Financial LLC is a business advisory and consulting firm and is not a law firm, CPA firm, registered investment adviser, broker-dealer, lender, or insurance carrier. Services are provided only under a written engagement agreement, and all credit decisions are made solely by lenders and capital providers.